Issue 01 • July 3, 2026
Welcome to The Recovery Brief, a short, occasional update from Rausa Russo Law, PLLC on the money side of getting hurt: medical debt, collections, and credit reporting. A reminder on what we do: we do not practice personal injury law. We refer injury claims to an experienced personal injury attorney in our referral network, and we handle the consumer-protection problems that so often come with an injury.
This Issue: Medical Debt Should Not Wreck Your Credit
If you were injured and accident-related medical bills have landed in collections, know that the rules have shifted in your favor. New York's Fair Medical Debt Reporting Act now generally bars credit bureaus from reporting a New York consumer's medical debt (with limited exceptions, such as debt charged to a general-purpose credit card), and the national bureaus already remove paid and smaller medical collections. If medical debt is still showing up on your report, it may be there in error, and you can dispute it. Read the full article →
If a Collector Is Calling
You have rights under the federal Fair Debt Collection Practices Act, including the right to dispute a debt and make the collector verify it before continuing. If a collector is harassing you over accident bills, that can be its own claim. More on debt-collector harassment →
Injured and dealing with this? Rausa Russo Law can help on the consumer-protection side and connect you with a personal-injury attorney for the claim itself.
The Recovery Brief
Occasional, attorney-reviewed updates on medical-debt and credit protections for injured New Yorkers. No spam; unsubscribe anytime.
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Attorney AdvertisingAttorney Advertising. This page describes a referral service. Rausa Russo Law, PLLC does not litigate personal injury cases in-house. Personal injury matters are handled by an experienced personal injury attorney in our referral network. Prior results do not guarantee a similar outcome. When we refer a personal injury matter, the attorney who handles it will explain their fee in their own written agreement. If our firm shares in that fee, it will do so only as New York’s Rule 1.5(g) permits: you must agree in writing after full disclosure of each lawyer’s share, each lawyer assumes joint responsibility for the representation in a writing given to you, and the total fee must not be excessive.